“Samagr se samriddhi – 10 hazaar tak ki nakadi, Jan Dhan overdraft ke saath!”
Pradhan Mantri Jan Dhan Yojana ki Details: Pradhan Mantri Jan-Dhan Yojana (PMJDY) vitteey samaaveshan ke liye rashtriya mission hai, jo kisi bhi bank shakha ya vyavasaay pratinidhi (Bank Mitr) ke roop mein khaate ke madhyam se vitteey sevaon jaise rin, beema, pension tak pahunchata hai.
Yeh khaata kisi bhi Bank Mitr kendra par khola ja sakta hai aur PMJDY mein zero balance ke saath suvidha mil rahi hai.
Gareebi door karne ke liye Bharat Sarkar dwara vitteey samaaveshan ko atyant mahatvapurn bataya gaya hai. Agar log badee sankhya mein vitteey sevaon se judenge to yah hamare desh ke vikaas mein sahayak banega. Nagarikon ko aarthik roop se majboot banane ke liye is yojana ki avashyakta thi, taaki sabhi log laabh aur vikaas ka hissa ban saken.
Vishv ki sabse badi vitteey samaaveshan yojana Pradhan Mantri Jan Dhan Yojana ki Details (PMJDY) ki ghoshna Pradhan Mantri ne 15 August 2014 ko aitihaasik Lal Qila se ki thi, jiska shubhaarambh 28 August 2014 ko poore desh mein kiya gaya tha. Shubhaarambh ke samay Pradhan Mantri ji ne gareebon ko is dushchakra se mukti ke utsav ke roop mein yojana ka prarambh kiya.
Pradhan Mantri ji ne ek pracheen Sanskrit shlok diya – ‘Sukhasya moolam dharmah, dharmasya moolam arthah’, arthasya moolam rajyam’ ka sandarbh diya, jiske anusaar aarthik roop se logon ko shaamil karne ki zimmedaari rajya ki hai. Pradhan Mantri ji ne kaha tha ki “Sarkar ne yah zimmedaari utha lee hai.”
Pradhan Mantri ji ne iske liye 7.25 lakh bank karmachariyon ko email bheja tha, jismein unhone 7.5 crore bank khaate ka lakshya praapt karne aur vitteey aakaanksha ko poora karne mein madad karne ka aagrah kiya tha.
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PM Jan Dhan Yojana 2024 Overview
| Post का नाम | PM Jan Dhan Yojana Apply Online |
|---|---|
| Yojana ka naam | Pradhan Mantri Jan Dhan Yojana ki Details |
| yojana kab start hui | 15 अगस्त 2014 |
| Laabh | ₹10,000 par bank khata suvidha, overdraft suvidha, beema cover |
| Fayeda | desh ke sabhi nagarik |
| Official Website | Click Here |
| Home Page | Click Here |
Pradhan mantri Jan-Dhan Yojana (PMJDY) se judi jaruri jankari
Yeh yojana vittiya samavesan ke liye ek raṣṭriya pahal hai:
- Is yojana ke antargat, rakṣa, bima, aur penshan jaise suvidhaen di jati hain.
- Jivit khata kisi bhi baiṅk sakha ya baiṅk mitra kendr par khola ja sakata hai.
- Is yojana ke antargat, goḍam mein kam se kam paisa rakhne ki avasyakta nahin hai.
- In dastavezon par jama paisa par byaj milta hai.
- Is yojana ke tehat kuch aur faayde: ek lakh rupaye ka durghatna bima, 30,000 rupaye ka jivan bima, aur sarakari namaṅkan ka faayda. Chhah mahine baad, overdraft mil sakta hai. Jivit khata se judi jankari ke liye, ap jivit sahayata kendr se sampark kar sakte hain.
- Pradhanamantri Jan-Dhan Yojana se milne wale faayde: jama paisa par ek lākh rupaye ka bima, aur kam se kam paisa rakhne ki avasyakta nahin hai. Yeh yojana Bharat ke raṣṭriya portal ka hissa hai, jo Guinness World Records mein hai.
- Ap baiṅk ya kisi aur baiṅk ki website par ja kar online jivit khata khol sakte hain.
Janaretiv hotal ki suvidha ek prayog ke roop mein upalabdh hai, aur sthān ya renoldam ke adhaar par bhinnatā ho sakti hai.
Pradhan Mantri Jan-Dhan Yojana kya hai
Pradhan Mantri Jan Dhan Yojana ki Details (PMJDY) ek sarkari yojana hai, jiska maksad hai ki desh ke har nagrik tak vyavhaar mein laayak banking aur vittiya suvidhaen pahunchaayi ja sakein. Is yojana ke tahat logon ke liye bank khata kholna, bachat karna, paisa jama karna, karj lena, beema aur pension jaisi suvidhaayein aasaan ho jaati hain. Iska uddeshya yeh hai ki har vyakti in sevaon ka labh utha sake aur desh mein vittiya samavesh ko badhawa mile.
- Baar-baar poochhe jaane waale prashn – Baahari website (nai bhasha mein upalabdh)
- PMJDY progress report – Baahari website (nai lipi mein upalabdh)
- Sahayogi PMJDY par salaah aur rai saajha karen – Baahari website (nai sanskaran mein upalabdh)
- Sochna ka adhikar (RTI) – Baahari website (nai lipi mein upalabdh)
Is yojana ke antargat main kaha khata khol sakta hai
Is yojana ke tahat aap kisi bhi bank shaakha ya bank mitr kendra mein khata khol sakte hain.
Kisht sangrah ke liye form download karein: – Pradhan Mantri Jan Dhan Yojana ki Details
- Hindi PDF (nayi PDF mein khulta hai)
- English PDF (nayi PDF mein khulta hai)
- Agar aapko madad chahiye, to aap PMJDY sahayata kendra se sampark kar sakte hain, jo ek baahari website par upalabdh hai (nayi window mein khulati hai).
- Rashtriya toll-free number: 1800 11 0001 aur 1800 180 1111
Khaata kholne ke liye kaun-kaun se nirdesh zaroori hain?
- Aadhaar Card ya Aadhaar Number: Agar aapke paas Aadhaar card ya Aadhaar number hai, toh koi aur pramaan ki avashyakta nahi hai. Agar aapka pata badal gaya hai, toh naye pata ka pramaan bhi hona zaroori hai.
- Aadhaar Card nahi hai: Agar aapke paas Aadhaar card nahi hai, toh aap inmein se koi ek dastavej de sakte hain: – Pradhan Mantri Jan Dhan Yojana ki Details
- Matadata pahachaan patraDriving licensePAN cardPassportNREGA card
- Agar koi pramaan nahi hai: Agar kisi vyakti ke paas koi “sarkari kathan” nahi hai, lekin bank ne usse kam jokhim wala darja diya hai, toh us vyakti ko khaata kholne ke liye sarkari vibhaag, saarvajanik kshetr ke company ya bank dwara jaari kiya gaya pahachaan patra dikhana hoga, jismein stock ki tasveeren ho.
- Pramaanit Chitr ke saath Raajapatrit Adhikari ka Jaari Patra: Raajapatrit adhikari dwara jaari kiya gaya patra bhi pramaanit chitr ke saath mana jayega.
This converts the information into a more structured and easy-to-read format while keeping the original points intact. – Pradhan Mantri Jan Dhan Yojana ki Details
Yojana ke pratyaksh/vishesh laabh nimnalikhit hain:
- Sagar rakṣi par byaj milega.
- Ek lakh rupaye ka akasmik bima kavar milega.
- Niyunatam shesh rakṣi rakhane ki avasyakta nahin hai, halanki yah pravadhan hai ki titm se paise nikalne ke liye kuchh shesh rakṣi rakhi jani chahie.
- 30,000 rupaye ka jivan bima kavar milega.
- Bharat mein kahin bhi paise se duri ki suvidha.
- Sarkari manjoori ke madhyam se in pradhikaraṇon ko pratyaksh laabh anudan (deebiṭi) milega.
- Chhah maheene tak pasport ka pasport operesan hone par ovaradarapht suvidha prapt hogī.
- Penshan aur bima porṭafoliyo tak pahunch.
- Durghatna bima ke liye “rupaye” debit karḍ ko 45 dinon mein kam se kam ek bar istemal karana hoga.
- Pratyek parivar ke ek khate mein, vishesh rup se mahila khate mein, 5,000 rupaye ki ovaradarapht suvidha pradan ki jaegi.
FAQ’s
1. 2024 mein Jan-Dhan khata kaise banaye?
- Jan Dhan khata kholne ke liye aapko Aadhaar kaard ki aavashyakta hoti hai. Agar aapke paas Aadhaar hai, to kisi anya dastavez ki aavashyakta nahin hai. Agar aapke paas Aadhaar nahin hai, to aap khata kholne ke liye voter ID, driving license, PAN kaard, passport ya NREGA kaard ka upayog kar sakte hain. PMJDY ke tahat 53.13 karod se adhik khate khole gaye hain.
2. Pradhanmantri Jan Dhan Yojana ke kya laabh hain?
- Pradhanmantri Jan Dhan Yojana ka uddeshya samaaj ke gareeb vargo aur nimn aay varg ko buniyaadee bachat khaate, jaroorat ke hisaab se rin, dhan hastantaran vikalp, beema aur penshan yojana jaise aavashyak vitteey sevaen pradaan karna hai.
3. Jan Dhan Khaata Kaise Kholen?
- Pradhanmantri Jan Dhan Yojana ke tahat khaata kholne ke liye aavashyak dastavez:
- Yadi aapke paas Aadhaar kaard nahin hai, to aap inmein se kisi ek dastavez ka upayog kar sakte hain: Voter ID kaard, Driving license, PAN kaard, Passport ya NREGA kaard.
- Yadi aapke paas Aadhaar kaard hai, to kisi anya dastavez ki aavashyakta nahin hai.
4. Jan Dhan khaate mein kitne paise rakh sakte hai?
- 2024 mein, SBI Jan Dhan khaate ke liye jama seema badhaakar ₹1 lakh kar dee gayi hai. Iske alawa, nyoonatam shesh raashi rakhne ki koi aavashyakta nahi hai, jisase yah ek saral aur suvidhajanak banking vikalp ban gaya hai.
5. Jan Dhan Yojana ka form Kaise Bhare?
- Jan Dhan Yojana ke liye aavedan karne ke liye, aapko graahak panjeekaran form bharna hoga. Form mein aapka naam, bank khaata sankhya, email ID, pata, bachat aur anya aavashyak jaankari jaise vivaran shamil hain. Aarambh karne ke liye aap form ko online download kar sakte hain.
Conclusion
Pradhan Mantri Jan Dhan Yojana ki Details: Pradhan Mantri Jan Dhan Yojana ek mahatvapurn yojana hai jo sabhi nagrikon ko banking suvidhaayein pradan karti hai. Aaj hi Jan Dhan Yojana ka form bhar kar aap apne liye kai mahatvapurn laabh prapt kar sakte hain. Is yojana ke tahat, aapko khata kholne aur banking services ka fayda milta hai. Toh abhi apply karein aur is yojana ke laabh uthayein. Zyada jankari ke liye, aap hamari website “sarkaristep.com“ par visit kar sakte hain.
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